Buy Life Insurance Alpharetta 770-203-0818

Life Insurance in Alpharetta (770) 203-0818 Purchasing insurance – either life insurance or disability coverage – from a traditional insurance agent might be risky. You see, very often when the traditional life insurance agent presents their products the only thing they will take into account is your current earnings. “So”, Mr. or Mrs. Prospect, “since your salary is X amount of income you ought to purchase Y amount of insurance coverage.” While your employment income should be one factor in determining the amount of insurance you might require, very often is it should not be the SOLE criterion. Other factors can include investment portfolio income, business income, child support income, and alimony, just to name a few . Your insurance coverage needs should be derived from your ENTIRE financial picture, not just your income. So where can you turn to for this evaluation? For a fact a CFP can be in a position to do this comprehensive financial analysis and advise you about necessary levels of insurance coverages. But with a fee-basis certified financial advisor, this might be overkill and, cost-wise, not practical for many individuals. So where can you turn to for this kind of overall evaluation? One source many people might not have considered is a Certified Public Accountant. It’s true that most people think of their CPA in light of taxes but that person is in a position to know and understand the breadth and depth of your individual financial situation. And increasingly CPA practices are coming to understand the benefit they can provide their clients through offering insurance products, that being able to offer guidance on the specific products and amounts of coverage based on the client’s actual need and not just based the broker’s need to sell something. We invite you to contact us at the phone on your screen if you would like an insurance review based on your total financial picture. Even if you have used another accountant or tax preparation service we can generally provide you an accurate recommendation just from a review of your past tax returns. So give us a call right now and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your portfolio.