Buy Life Insurance in Alpharetta Call 770-203-0818

Life Insurance Alpharetta (770) 203-0818 Purchasing insurance – either life insurance or disability coverage – from a typical insurance agent may be risky. You see, very often when the traditional life insurance agent presents their products the only thing they will take into account is your current employment earnings. “So”, Mr. or Mrs. Prospect, “based on the fact that you earn X amount of income annually you ought to purchase Y amount of insurance .” While your employment income has to be a criteria in determining how much insurance you might require, very often is it shouldn’t be the ONLY factor. Other factors may include investment portfolio income, business income, child support income, and alimony, just to name a few . Your insurance coverage needs should take into account your ENTIRE financial picture, not just your employment income. So where can you turn to for this evaluation? For a fact a CFP can be in a position to do this total financial analysis and advise you about appropriate levels of insurance coverages. But with a fee-basis certified financial advisor, this might be really more than is needed and, cost-wise, not practical for many people. So where can you turn to for this kind of comprehensive evaluation? One place many people might not have considered is a Certified Public Accountant. It’s true that most people think of their CPA in view of taxes but that person is in a unique position to know and understand your individual monetary situation. And more and more CPA practices are realizing the great benefit they can offer their clients through offering insurance products, that being able to offer recommendations on the specific products and amounts of coverage that are based on the client’s actual need and not just based the broker’s need to make a sale. You are invited to call us at the phone on your screen if you would like a complete insurance analysis based on your total financial picture. Even if you have used another CPA or tax preparation service we can usually provide you an accurate recommendation from reviewing your past tax returns. So give us a call today and let’s review your insurance coverages – what you have right now and what, if anything, you might need to add to your portfolio.