Buying Insurance Acworth - Phone (770) 285-7044

Purchasing insurance – either life insurance or disability insurance – from a typical insurance agent could be risky. You see, typically when the traditional life insurance agent pitches their policies the only thing they’ll take into account is your current earnings. “So”, Mr. or Ms. Customer, “because you earn X amount of income annually you ought to purchase Y amount of insurance .” While your employment income should be one factor in determining the amount of insurance you might need, very often is it should not be the ONLY factor. Other factors can include investment income, business earnings, child support income, and alimony, just to name a few of these other factors. Your insurance requirements should take into account your TOTAL financial reality, not just your employment income. So where can you turn to for this kind of evaluation? For a fact a Certified Financial Planner can be in a position to do this total financial analysis and lay out for you about necessary levels of insurance coverages. But with a fee-basis financial advisor, this might be overkill and, cost-wise, not practical for many people. So where can you turn to for this kind of comprehensive evaluation? One source you perhaps might not have thought about is a Certified Public Accountant. Granted most people think of their CPA in view of taxes but that person is in a unique position to know and understand the breadth and depth of your individual financial picture. And more and more CPA practices are realizing the benefit they can offer their clients by offering insurance products, that being able to offer recommendations on the products and amounts of coverage based on the client’s actual need and not just based the agent’s need to make a sale. We invite you to contact us at the number on your screen if you would like a complete insurance review based on your total financial picture. Even if you have used another CPA or tax preparation service we can in most cases give you an accurate recommendation from reviewing your past tax returns. So give us a call right now and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your portfolio.