Insurance Acworth GA - (770) 285-7044

Purchasing insurance – either life insurance or disability coverage – from a regular insurance broker could be risky. You see, more often than not when the traditional life insurance salesperson pitches their policies the only thing they’ll take into account is your current employment income. “So”, Mr. or Mrs. Prospect, “because you earn X amount of income annually you need Y amount of insurance coverage.” While your employment income must be one criteria in determining the amount of insurance you might require, very often is it shouldn’t be the ONLY criterion. Other factors may include investment portfolio income, business earnings, child support income, and alimony, just to name a few . Your insurance needs should take into account your TOTAL financial situation, not just your income. So where can you turn to for this comprehensive evaluation? For a fact a CFP can have the information to do this total financial review and lay out for you about recommended levels of insurance coverages. But with a fee-basis financial consultant, this might be overkill and, cost-wise, impractical for many individuals. So where can you turn to for this kind of comprehensive evaluation? One source you perhaps might not have considered is a Certified Public Accountant. Granted most people think of their CPA in view of taxes but that person is in a position to know and understand the breadth and depth of your individual financial picture. And more and more CPA practices are coming to understand the great benefit they can offer their clients by offering insurance , that being capable of offering guidance on the products and amounts of coverage based on the client’s actual situation and not just based the agent’s need to sell something. We invite you to call us at the number on your screen if you would like a complete insurance review based on your total financial situation. Even if you have used another CPA or tax preparation service we can in most cases provide you an accurate recommendation just from a review of your past tax returns. So call us right now and let’s look at your insurance coverages – what you have now and what, if anything, you might need to add to your portfolio.