Purchase Life Insurance in Alpharetta Georgia Phone 770-203-0818

Life Insurance in Alpharetta (770) 203-0818 Buying insurance – either life insurance or disability insurance – from a traditional insurance agent might be risky. The reality is that typically when the traditional life insurance salesperson presents their policies the only thing they will take into account is your current earnings. “So”, Mr. or Mrs. Prospect, “since your salary is X amount of income you ought to purchase Y amount of insurance coverage.” While your income should be a factor in determining the amount of insurance coverage you might require, very often is it should not be the ONLY criterion. Other factors may include investment income, business earnings, child support income, and alimony, just to name a few . Your insurance coverage needs should take into account your OVERALL financial picture, not just your employment income. So where can you turn to for this kind of comprehensive evaluation? For a fact a CFP can have the information to do this comprehensive financial review and lay out for you about appropriate levels of insurance coverages. But with a fee-basis financial consultant, this might be overkill and, cost-wise, impractical for many people. So where can you turn to for this kind of comprehensive review? One place you perhaps might not have thought about is a Certified Public Accountant. It’s true that most people think of their CPA in view of taxes but that person is in a unique position to know your individual monetary picture. And more and more CPA practices are coming to understand the great benefit they can provide their clients through offering insurance , that being capable of offering recommendations on the specific products and amounts of coverage that are based on the client’s actual situation and not just based the agent’s need to make a sale. You are invited to contact us at the number on your screen if you would like an insurance analysis based on your total financial situation. Even if you have used another CPA or tax preparation service we can usually provide you an accurate recommendation from reviewing your past tax returns. So give us a call today and let’s look at your insurance coverages – what you have right now and what, if anything, you might need to add to your insurance portfolio.