Buy Life Insurance in Alpharetta Call 770-203-0818

Life Insurance in Alpharetta Georgia (770) 203-0818 Buying insurance – either life insurance or disability coverage – from a regular insurance broker could be risky. The reality is that very often when the traditional life insurance salesperson presents their policies the only thing they’ll consider is your current employment earnings. “So”, Mr. or Mrs. Prospect, “since your salary is X amount of income you need Y amount of insurance coverage.” While your income must be a criteria in calculating the amount of insurance coverage you might need, very often is it should not be the SOLE factor. Other factors might include investment portfolio income, business earnings, child support income, and alimony, just to name a few of these other factors. Your insurance needs should take into account your TOTAL financial picture, not just your employment income. So where can you turn to for this comprehensive evaluation? For a fact a Certified Financial Planner can be in a position to do this comprehensive financial analysis and advise you about appropriate levels of insurance coverages. But with a fee-basis certified financial consultant, this might be really more than is needed and, cost-wise, impractical for many individuals. So where can you find this kind of overall evaluation? One place you may not have thought about is a CPA. Granted most people think of their CPA in view of taxes but he or she is in a unique position to know and understand your individual monetary situation. And more and more CPA practices are realizing the benefit they can offer their clients through offering insurance , that being capable of offering guidance on the products and amounts of coverage that are based on the client’s actual situation and not just based the broker’s need to make a sale. We invite you to contact us at the phone on your screen if you would like an insurance analysis based on your total financial picture. Even if you have used another accountant or tax preparation service we can generally give you an accurate recommendation just from a review of your past tax filings. So give us a call right now and let’s review your insurance coverages – what you have right now and what, if anything, you might need to add to your portfolio.