Purchase Life Insurance Alpharetta Georgia 770-203-0818

Life Insurance Alpharetta GA (770) 203-0818 Buying insurance – either life insurance or disability coverage – from a traditional insurance salesperson may be risky. The reality is that typically when the traditional life insurance broker pitches their products the only factor they’ll take into account is your current income. “So”, Mr. or Ms. Prospect, “because you earn X amount of income you should have Y amount of insurance .” While your income should be one factor in calculating how much insurance coverage you might require, very often is it shouldn’t be the ONLY criterion. Other factors might include investment income, business earnings, child support income, and alimony, just to name a few . Your insurance coverage requirements should take into account your ENTIRE financial picture, not just your income. So where can you turn to for this comprehensive evaluation? For a fact a CFP can have the information to do this comprehensive financial analysis and advise you about appropriate levels of insurance coverages. But with a fee-basis financial planner, this might be overkill and, cost-wise, impractical for many individuals. So where can you turn to for this kind of comprehensive review? One place you may not have considered is a Certified Public Accountant. It’s true that most people think of their CPA in view of taxes but he or she is in a position to know the breadth and depth of your individual financial situation. And more and more CPA practices are coming to understand the great benefit they can offer their clients by offering insurance products, that being able to offer recommendations on the specific products and amounts of coverage based on the client’s actual situation and not just based the agent’s need to sell something. We invite you to contact us at the phone on your screen if you would like an insurance analysis based on your total financial situation. Even if you have used another CPA or tax preparation service we can in most cases provide you an accurate recommendation just from a review of your past tax filings. So call us right now and let’s look at your insurance coverages – what you have right now and what, if anything, you might need to add to your insurance portfolio.