Buying Insurance Woodstock GA Call (770) 285-7044

Buying insurance – either life insurance or disability coverage – from a regular insurance broker may be risky. The reality is that typically when the traditional life insurance broker pitches their products the only thing they will consider is your current employment earnings. “So”, Mr. or Mrs. Customer, “based on the fact that your salary is X amount of income annually you need Y amount of insurance .” While your income should be a criteria in determining the amount of insurance you might require, very often is it shouldn’t be the ONLY factor. Other factors can include investment income, business income, child support income, and alimony, just to name a few . Your insurance needs should take into account your ENTIRE financial reality, not just your income. So where can you turn to for this comprehensive evaluation? For a fact a CFP can have the information to do this comprehensive financial analysis and advise you about recommended levels of insurance coverages. But with a fee-basis financial advisor, this might be overkill and, cost-wise, not practical for many people. So where can you find this kind of comprehensive review? One source many people perhaps may not have considered is a CPA. Granted most people think of their CPA in light of taxes but he or she is in a position to know and understand the breadth and depth of your individual monetary picture. And more and more CPA practices are realizing the great benefit they can offer their clients through offering insurance , that being capable of offering recommendations on the products and amounts of coverage based on the client’s actual need and not just based the broker’s need to sell something. We invite you to contact us at the phone on your screen if you would like a complete insurance analysis based on your total financial picture. Even if you have used another accountant or tax preparation service we can in most cases provide you an accurate recommendation just from a review of your past tax returns. So call us today and let’s look at your insurance coverages – what you have right now and what, if anything, you might need to add to your portfolio.