Buying Insurance Acworth Georgia - (770) 285-7044

Buying insurance – either life insurance or disability insurance – from a traditional insurance salesperson may be risky. You see, more often than not when the traditional life insurance salesperson pitches their policies the only factor they’ll consider is your current employment earnings. “So”, Mr. or Ms. Customer, “based on the fact that you earn X amount of income annually you need Y amount of insurance coverage.” While your income should be one criteria in deciding on how much insurance you might need, very often is it should not be the SOLE criterion. Other factors may include investment portfolio income, business earnings, child support income, and alimony, just to name a few . Your insurance needs should take into account your TOTAL financial picture, not just your employment income. So where can you turn to for this kind of comprehensive evaluation? For a fact a CFP can have the information to do this comprehensive financial review and lay out for you about recommended levels of insurance coverages. But with a fee-basis financial advisor, this might be really more than is needed and, cost-wise, impractical for many people. So where can you turn to for this kind of comprehensive evaluation? One place many people perhaps might not have considered is a CPA. It’s true that most people think of their CPA in light of taxes but that person is in a unique position to know and understand your individual monetary situation. And more and more CPA practices are coming to understand the benefit they can offer their clients through offering insurance products, that being able to offer recommendations on the products and amounts of coverage that are based on the client’s actual situation and not just based the agent’s need to make a sale. We invite you to call us at the phone on your screen if you would like an insurance review based on your total financial picture. Even if you have used another accountant or tax preparation service we can generally provide you an accurate recommendation from reviewing your past tax filings. So call us today and let’s look at your insurance coverages – what you have right now and what, if anything, you might need to add to your insurance portfolio.